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Prequalification or Preapproval?

The terms "prequalification" and "preapproval" are often used in the context of obtaining a mortgage, but they have distinct meanings and implications for your homebuying...

Credit Scores and Credit Repair

Maintaining a favorable credit score ensures eligibility for better rates and terms for every lending situation, and especially home loans. A higher credit score can...

GRB President and CEO Philip Pecora Named to Power 100 for 2024

We are proud to announce that GRB President and CEO Philip L. Pecora was named to the Rochester Business Journal's Power 100 List for 2024....

Know the Signs of Bank Text Message Spoofing

Bank spoofing via text is a deceptive tactic employed by cybercriminals to trick individuals into divulging sensitive financial information or executing fraudulent transactions....

Giving Back

Financially speaking, 75% of small business owners donate an average of 6% of their profits to charitable organizations annually. According to data compiled by SCORE,...

2023 Tax Information

Review this article for details and timelines of when to expect 2023 tax documentation for deposit accounts & portfolio loans, HSAs, mortgages, and corrections....

A Return to Cash is King

As a response to rising credit card transaction fees, some businesses are encouraging customers to move away from plastic by offering an incentive: discounts for...

Second Round of Homebuyer Dream Program Opens with Grants up to $10,000

A second round of the Homebuyer Dream Program (HDP) is open with grants of up to $10,000 for qualified first-time homebuyers....

Building a Culture of Information Security in Your Business

Researchers from Stanford University and a top cybersecurity organization found that approximately 88 percent of all data breaches are caused by an employee mistake....

GRB Chief Operating Officer Allana Lazeroff Talks Digital Banking Technology with the RBJ

Digital banking use is increasing and banks need to be prepared to offer a high-tech and high-touch experience. Statista estimates that by 2025 there will...

Getting a Second Opinion on Your Loan Offer

Compare Loan Options & Buy With Confidence Buying a home is one of the most significant financial decisions you’ll ever make, and securing the right...

GRB Chief Lending Officer Tim Jones Talks Commercial Real Estate Trends with the RBJ

It’s hard to talk to anyone these days without interest rates coming up as a topic of conversation. From homebuyers to businesses, interest rates have...

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