Credit Scores and Credit Repair

The Impact of Good Credit

Maintaining a favorable credit score ensures eligibility for better rates and terms for every lending situation, and especially home loans.

A higher credit score can improve the rate and terms of your mortgage loan offer, and any other loans you plan to take out.

Five Tips for Improving Your Credit Score
Sometimes, it’s the little things that matter most. This article from the U.S. Federal Reserve Board details the five things that make the most difference in raising your credit score.
Common Credit Report Errors & How to Fix Them
Your credit report is only as accurate as the information being reports, and errors are not uncommon. Use this guide from the Consumer Financial Protection Bureau to identify and fix errors on your credit report.
Debt Repayment & Credit Counseling
If you need help, call on one of our region’s best resources! Consumer Credit Counseling Services of Rochester (CCCS) is a not-for profit committed to helping individuals and families deal with financial challenges and promote financial wellness. You can also find a list of U.S. Department of Housing and Urban Development-approved credit and housing counseling services on the agency’s website.
Credit Xpert
GRB offers mortgage customers credit score repair assistance via Credit Xpert, a modeling program designed to provide customized recommendations for improving credit scores for those engaged in the home buying process. Contact the GRB Mortgage Team for more information.

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