Mortgage Programs

Welcome Home

Let us help turn your homeownership dreams into reality with mortgage and banking solutions that reward your smart financial decisions.

Earn an Upfront Credit on Your Mortgage Borrow Smarter. Bank Better.

With our exclusive Welcome Home program, you can earn a 0.50% credit on your mortgage loan amount just for opening a GRB Reward checking account at time of mortgage application. Take it one step further and set up a reccurring direct deposit in your checking account for a minimum of $1,000 at time of mortgage application to earn a 1.00% credit on your mortgage loan amount.1 Then, keep funding your future with GRB’s Mortgage Rewards program and your Reward Checking premium interest rates!
Start earning on your mortgage

Welcome Home Mortgage Rewards

Earn Up to $250 Cash On Us2

Earning up to $250 with Mortgage Rewards is available only when you close a mortgage with GRB. You have up to 60 days from the last day of the month your mortgage closed to open or use an existing GRB Reward Checking account with direct deposits to become active in the Mortgage Rewards program.

Use the link below to learn more about GRB’s Mortgage Rewards program and how you can earn up to $250

Mortgage Rewards

Welcome Home Reward Checking

Keep Earning With Premium Checking Rates

GRB’s Reward Checking account also earns you premium interest rates on checking account balances from $0.01 to $15,000.00 each calendar month you have 12 everyday transactions post and clear.3 Eligible transaction types include:
  • Withdrawals
  • Deposits
  • Wires
  • BillPay Payments
  • Check Payments
  • Bank-to-Bank Transfers
  • Debit Card Transactions
  • Person-to-Person Payments
  • ACH
Reward Checking

Contact Our Mortgage Team

Click the button below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!

Disclosures

1) Proof of direct deposit transaction must be available prior to time of mortgage application. If the account is open but proof of deposit is not available at time of transaction, applicants are still eligible to receive the 0.50% credit on the mortgage loan amount. All Welcome Home mortgage loan credits will be reflected on the closing disclosure.

2) To receive the $25.00 per month for a maximum of 10 consecutive months you must have an existing or open a Reward Checking account and establish direct deposit within 60 days from the last day of the month your mortgage closed. Direct deposit must be your payroll, retirement or government benefit such as social security and total at least $250 for the month. If your loan is retained by GRB, your mortgage must be in good standing. If all the above requirements are met, the monthly $25 reward will be deposited into your Reward Checking account at the end of each month (statement cycle) beginning 90 days from the last day of the month your mortgage closed, and continuing the next nine consecutive months you have
direct deposits totaling at least $250. Business and municipal customers are not eligible. Mortgage Rewards is limited to one account per customer, per mortgage, regardless of the
titling on the account. Restrictions and additional fees may apply. Offer subject to cancellation without notice and cannot be combined with any other offer. Rewards are considered interest and will be reported on IRS Form 1099-INT. The Reward Checking account is a variable rate account. The rate may change after the account is opened. Monthly service charge of $7.00 waived with $1,000 average monthly balance or direct deposits totaling at least $1,000 during the monthly statement cycle. Fees may reduce the earnings on the account. Offer subject to change without notice.

3) Premium rates on Reward Checking accounts are subject to change. Account fees may reduce earnings. There is no minimum required to open the account. Please go to

grbbank.com/mortgage-rewards for current rates, account terms, and requirements. Or contact our branch banking team at 585.249.1540 for more information.