Mortgage Programs
Refinance
By refinancing an existing mortgage, you can lock in a lower rate, adjust your loan term, or switch from an adjustable rate to a fixed rate.
Let a GRB Mortgage Originator help you figure out the best option to meet your financial goals.
Unlock The Possibilities By Refinancing Your Mortgage
Refinancing can help borrowers remove private mortgage insurance (PMI), adjust loan terms to better align with their financial goals, access equity, or take advantage of improved credit scores. Ultimately, refinancing aims to improve financial circumstances, save money, or access funds for important expenses.
If you’re thinking about refinancing your mortgage, contact our Mortgage team, and they’ll help you walk through all options to make the best decision for your financial goals.
Did You Close a Previous Purchase Mortgage with GRB?
If you closed a loan with GRB from January 2023 to today, you may qualify for a low-cost refinance. Please reach out to your GRB Mortgage Originator to discuss your refinancing options!
The Basics of a Refinance
A refinance involves replacing an existing mortgage with a new one, typically with different terms. Homeowners may choose to refinance for various reasons, including:
- Securing a lower-rate loan to reduce their monthly payment
- Switching from an adjustable-rate mortgage to a fixed-rate
- Freeing up cash for other purposes
- Shortening their loan term, resulting in less interest paid over the lifetime of the mortgage
It’s important to keep an eye on interest rates long after you close on your home. If rates drop, refinancing your mortgage can help you meet your financial goals.
Refinance Calculator
Use the refinance calculator to determine whether a refinance of your home mortgage could help you get the most from your home.
If you want more details, fill out the form at the bottom of the page and contact our mortgage professionals for a free loan refinance analysis. It takes just minutes to find out whether interest rates may make it beneficial to refinance!
*Please Note: The mortgage refinance calculator above is for illustrative purposes only. It is not to be considered a guarantee of a loan or rate offer. Credit qualifications and taxes also apply. To receive a complete analysis of your loan refinance situation, including an accurate estimate of refinance costs, please use the form below. Our mortgage originators can provide a comprehensive estimate.
Contact Our Mortgage Team
Click the button below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!
The Basics of a Refinance
A refinance involves replacing an existing mortgage with a new one, typically with different terms. This could mean securing a lower interest rate, switching from an adjustable-rate to a fixed-rate mortgage, or changing the loan duration.
Refinancing can help homeowners save money on interest payments over time or reduce their monthly mortgage payments.
Check out our Refinance Calculator to see if refinancing may make sense for you: