Mortgage Programs
Preapprovals
In a competitive housing market, a preapproval can help you put in your strongest offer.
Let a GRB Mortgage Originator help you start the preapproval process so you can shop for your dream home with confidence.
Get Preapproved And Put in Your Best Offer
A preapproval shows that your lender has reviewed your financial information and helps make your offer more appealing. Sellers often take preapproved buyers more seriously because it signals a readiness to purchase and financial viability.
Since a portion of the review work is already done, having a preapproval can also help speed up the loan approval process when you find the right property. Preapprovals, particularly in a competitive market, can set you apart from other buyers and move your offer to the top of the pile.
Get preapproved
GRB Offers Preapprovals for a Wide Range of Loan Programs
- Conventional
- Cash+Guarantee
- FHA
- VA
- SONYMA
- USDA
- RateRelief+
- Jumbo Loans
- Buydowns
- Medical Professional Loans
The Basics of a preapproval
Getting a preapproval consists of gathering all of the documentation needed to establish both your identity and financial position.
Typically, loan applicants are asked to provide proof of identity, proof of income and assets, proof of employment, and credit and debt information. Self-employed business owners may need to provide personal and business tax returns.
Once the documentation is received, GRB’s underwriters analyze the application and provide a preapproval letter with the pertinent financial information. This in-depth analysis helps applicants address any issues in advance and lowers the risk for both buyers and sellers.
Contact Our Mortgage Team
Click the button below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!