deposits
A CD/CDAR from GRB is a great option if you are looking for a short-term investment or have specific FDIC insurance requirements.
Let Your Deposits Grow With Certificates of Deposit
Certificates of Deposit (CDs) are a low-risk investment option, providing a guaranteed return on investment over a fixed period. CDs are typically available anywhere from a few months to several years. They are also FDIC insured. This predictability makes them ideal for individuals who prioritize stability in their financial planning.
While still a secure option, they often yield higher interest rates compared to traditional savings accounts, especially for longer-term deposits. This feature allows investors to earn more on their savings without exposing themselves to the volatility of riskier investment options.
Whether saving for short-term goals like a vacation or long-term objectives such as retirement, CDs provide a customizable solution to meet varying needs. Overall, their combination of security, predictable returns, and flexibility makes certificates of deposit an attractive deposit option for many investors.
* Deposits are insured by the FDIC to $250,000 per depositor. To learn more about how deposits are insured by FDIC, go to the FDIC website at:
Earn Even More on your deposit
Earn more with great Certificate of Deposit (CD) rates from GRB! Take advantage of the opportunity to earn a higher interest rate by investing in a short-term CD. Minimum needed to open a CD with GRB is just $500.
This is a limited time offer, so contact us today and begin earning with great CD rates from GRB!
Current CD Specials
5 Month CD Special
GRB’s 5-month term CD special offers a low-risk investment option and a competitive rate!
4.25% APY*
No New Money Required
* Annual Percentage Yield (APY) offered is accurate as of 9/25/2024. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal. Minimum to open CDs and IRA CDs and obtain APY is $500. Individual CD deposit amount must be less than $1,000,000. A GRB Value, Reward, or Elite Checking account is required to obtain this special. Additional terms may apply. Limited time offer. Rates subject to change without notice.
Current CD Rates
Term |
Interest Rate |
APY1 |
Elite Interest Rate2 |
Elite APY1 |
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7 to 31 Days
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32 Days to 5 Months
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6 to 11 Months
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12 to 17 Months
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18 to 23 Months
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24 to 29 Months
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30 to 35 months
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36 to 47 Months
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48 to 59 Months
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60 Months +
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Minimum to open CDs and IRA CDs & obtain APY is $500.
1 Annual Percentage Yield (APY) offered is accurate as of 9/25/2024.
Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.
2 Elite rates and yields are reserved for GRB Elite Banking customers only. Additional terms apply. Contact GRB for more information.
Contact the GRB Banking Team
Use the dropdown below to fill out our ‘Contact Us’ form, and a GRB Relationship Banker will be in touch with additional account information!