Mortgage Programs
RateRelief
If you closed on your mortgage with GRB after January 1, 2023, you are eligible to have your fees reduced when you apply for a refinance, should rates drop before December 31, 2027.
Learn more below, or reach out to your GRB Mortgage Originator to get details about the RateRelief promotion:
Buy With Confidence Refinance With Ease
At GRB, we work hard to make the goal of homeownership attainable. But in a dynamic rate environment, it can be difficult for buyers to feel confident about when is the right time to enter the housing market. The real answer is there’s never a “right time.” Rates have and will always vary throughout the years – but a home is an investment that endures.
With GRB’s RateRelief promotion, buyers can rest assured that their decision to purchase a home is well supported, and backed with confidence by a local community bank. Eligible applicants that purchase a home at current rates will have the opportunity to refinance their mortgage through GRB at no additional cost, should rates drop by December 31, 2027.1Details & Eligibility
The purpose of the RateRelief promotion from GRB is to ease interest rate concerns for current buyers and provide a clear path to refinance, should mortgage rates fall between the time of closing to December 31, 2027. Approved applicants will have their processing fee, underwriting fee, and appraisal fee waived when applying for their refinance with GRB.
To be eligible for GRB’s RateRelief promotion, borrowers must adhere to the following requirements:
- Initial promotion application submitted and approved after January 1, 2023 and before promotion end on December 31, 20272
- Apply and qualify for a refinance with GRB
- Successfully complete 7 on time mortgage payments prior to closing on refinance, and before promotion end on December 31, 2027
Gain Addtional Relief & Apply For GRB's RateRelief+ Program
GRB’s RateRelief+ Program is a lender-funded 1-0 temporary buydown – lowering buyers’ monthly payment for the first year and providing an easy, lower-cost path to refinance should rates drop before December 31, 2027. Use the link below if you would like to learn more about RateRelief+, or contact our Mortgage team!
Contact Our Mortgage Team
Click the button below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!
1 Borrowers must meet credit and income requirements at the time of refinance.
2 GRB reserves the right to suspend offering this mortgage program to new borrowers at any time and without prior notice. Borrowers with a mortgage application in process prior to program cancellation will still be considered eligible.