Mortgage

Rewards

Go ahead, you deserve a reward! When you close your residential home mortgage with GRB you are eligible to join the GRB Mortgage Rewards program and earn up to $250 in cash.

Earn Even More With GRB's Mortgage Rewards Program

Earn Up to $250 in Cash When You Join GRB Mortgage Rewards

Go ahead, you deserve a reward!  When you close your residential home mortgage with GRB you are eligible to join the GRB Mortgage Rewards program and earn up to $250 in cash

1

Close On Your Mortgage

Once you close your home mortgage through GRB you have up to 60 days from the last day of the month your mortgage closed to open or use an existing GRB Reward Checking account with direct deposit to become active in the Mortgage Rewards program.

2

Get Direct Deposit

GRB will reward you with $25 each month you have direct deposits totaling at least $250 in the month, for up to 10 consecutive months, giving you the potential to earn up to $250 cash.

3

Set and Forget

You don’t have to remember to submit anything, claim anything or track anything – GRB does the work and automatically adds the funds to your GRB Reward Checking Account at the end of each month (statement cycle) that you have direct deposits totaling at least $250.

See how easily you can start earning rewards. Find the full program disclosures below.

Continue Earning Rewards on Your Everyday Banking Habits

Once your GRB Reward Checking account is active, you can earn even more. A Reward Checking account allows accountholders to earn 4.00% Annual Percentage Yield (APY)1 just for doing things they do every day, including:

With GRB’s Reward Checking Account you automatically earn 0.03% APY on all account balances. Then, when you have 12 transactions post and clear during a calendar month, you can earn 4.00% APY on account balances from $0.01 to $15,000.00.

No hoops to jump through.  No fine print.  No crazy limitations.  Just rewards.

Current Reward Checking Rates

Account Type
INTEREST RATE
APY1
MIN. BALANCE TO OBTAIN APY
Account Type
Reward2
Fewer than 12 monthly transactions

INTEREST RATE
0.03%
APY1
0.03%
MIN. BALANCE TO OBTAIN APY
$0.01

Account Type
Reward2 | $0.01 - $15,00012 transactions or more per month
INTEREST RATE
3.93%
APY1
4.00%
MIN. BALANCE TO OBTAIN APY
$0.01

Account Type
Reward2 | $15,000.01+
12 transactions or more per month

INTEREST RATE
0.03%
APY1
0.03%
MIN. BALANCE TO OBTAIN APY
$0.01

1. Annual Percentage Yield (APY) offered is accurate as of 9/25/2024. Rates are variable. Fees could reduce earnings on the account. Rates and terms may change without notice after account opening.

2. Automatically earn 0.03% Annual Percentage Yield (APY) on all account balances. Earn 4.00% APY on account balances from $0.01 to $15,000.00 every time you have at least 12 transactions post and clear during a calendar month.  Transaction types include any combination of ATM withdrawals, BillPay/Person-to-Person payments, deposits, check payments, Bank-to-Bank transfers, wires, ACH and debit card transactions.  Account fees may reduce earnings. There is no minimum required to open the account.

Thinking About Other Options?

GRB has a checking account option for everyone. View all our personal checking account options and rates to find the best option for your financial goals:

Contact Our Team​

Use the dropdown below to fill out our ‘Contact Us’ form, and a GRB Relationship Banker will be in touch to answer your questions!

Mortgage Rewards Disclosures

To receive the $25.00 per month for a maximum of 10 consecutive months you must have an existing or open a Reward Checking account and establish direct deposit within 60 days from the last day of the month your mortgage closed. Direct deposit must be your payroll, retirement or government benefit such as social security and total at least $250 for the month. If your loan is retained by GRB, your mortgage must be in good standing.

If all the above requirements are met, the monthly $25 reward will be deposited into your Reward Checking account at the end of each month (statement cycle) beginning 90 days from the last day of the month your mortgage closed, and continuing the next nine consecutive months you have direct deposits totaling at least $250. Business and municipal customers are not eligible. Mortgage Rewards is limited to one account per customer, per mortgage, regardless of the titling on the account. Restrictions and additional fees may apply. Offer subject to cancellation without notice and cannot be combined with any other offer. Rewards are considered interest and will be reported on IRS Form 1099-INT.

The Reward Checking account is a variable rate account. The rate may change after the account is opened. Monthly service charge of $7.00 waived with $1,000 average monthly balance or direct deposits totaling at least $1,000 during the monthly statement cycle. Fees may reduce the earnings on the account. Offer subject to change without notice.